// One step before funding M1 / ₹20,000
Quick check it's really you
The money sits with an RBI-regulated partner, so they need to verify you before holding funds - the same check any bank runs.
Your details
Rahul Mehta
14 / 08 / 1991
Verified instantly against PAN records / no document upload needed
Pay from
UPI
rahul@okhdfc
HDFC Bank / / 2204
Change
Kosh never sees your full PAN or bank credentials - they go straight to the partner / One-time check